Auto Service & Auto Body Repair

If you’re in the business of helping people out with their car troubles, you should be protected by Garage Insurance.

Since every business is unique. Mt. Pleasant Agency – Central Insurance considers all aspects of your particular business to create a comprehensive business policy. You can trust us to make sure you you have the right insurance coverage designed to match the individual aspects of your business.

What is Garage Insurance?

Garage Insurance is a broad policy that provides coverage unique to being in the business of repairing, servicing, or selling vehicles. These business types include:

  • Auto Dealers
  • Repair Shops
  • Service Stations with Auto Repair
  • Franchised Motorcycle Dealers
  • Mobile Home & Vacation Trailer Dealers
  • Implement Dealers
  • Recreational Vehicle Dealers

What does Garage Insurance include?

  • Garage Liability – covers your business premises, operations, work performed, and products
  • Personal and advertising injury 
  • Owned autos – providing protection for claims arising out of ownership and disagreements
  • Non-owned autos – cover your partners, employees or members of households using vehicles for your business or personal affairs
  • Hired autos – protect vehicles you or your employee rent or borrow for business purposes
  • Property damage and bodily injury – covers possible damage from lot and garage-related operations
  • Garage keepers – covers damage to autos and property left by customers
  • Dealer Blanket – covers dealer inventory for vehicles and equipment held for sale

Optional Coverage

Mt. Pleasant Agency – Central Insurance also offers your business more complete coverage at great rates, including:

  • Defective Product and Faulty Work Coverage to protect the products and work performed by your shop should the work or parts result in an accident that causes property damage to your customer’s vehicle (broadened garage liability coverage)
  • Customer Autos Actual Loss Sustained to cover the amount of the actual loss of a customer’s vehicle, regardless of the dollar limit.
  • Workers Compensation
  • Property – covers buildings and contents including tools
  • Loss of Business Income – covers for loss of income should you have a covered loss
  • Crime
  • Bonding
  • Cyber Liability
  • Employment Practices Liability

You can save even more by writing this coverage by bundling your Garage Insurance with a business property policy and provide a complete protection package for your business.

Worried about costs?

Don’t be. Garage insurance through Mt. Pleasant Agency – Central Insurance is some of the most affordable protection available. We have policies perfect for owners of auto service and auto repair shops. And we offer an affordable way to eliminate the risks associated with your customers cars being left in your care.

The Mt. Pleasant Agency – Central Insurance Difference

You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for…

While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

We’re your neighbors. We protect businesses and people we know and care about in Michigan, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.

Click on the quote request button now and let the professionals at Mt. Pleasant Agency – Central Insurance help you forge the strongest shield possible to help you protect the things you are working hard to build.